IN-PARK MOBILE HOME LOANS-CALIFORNIA (Chattel)

Any Age Home Eligible

Loan Starting with as little as 5% Down Payment

Fixed and Step Rate Programs

Loan Terms – 5, 10, 15, 20, 23, and 25 years

Primary Residence and Vacation (Secondary) Manufactured and/or Mobile Homes

Single, Double, and Triple Section Manufactured and/or Mobile Homes

Senior or Family Manufactured Home Communities

New and Existing (Pre-Owned/Used) Manufactured Homes

ITIN Loan Programs – OK!

Seller Paid Closing Cost Allowed

Buy For Programs Available

Investment Loan Programs

No Prepayment Penalties

No Land – Space Rent

No Foundations Required

Program I – Low Down Payment - Good Credit 

• Excellent/Good Established Credit
• Homes built after 6/13/76
• Min 5-10% down payment
• Terms 20-23 years fully Amortized

Program II  Fair to Good Credit Programs

• Fair/Good Credit
• Homes built after 6/13/76
• Min 10-20% down payment required
• Terms to 20 years
• Terms 20-23 years fully Amortized

Program III  Limited Credit

• Limited/Marginal/Poor credit
• All Age Home
• Min 25-50% down payment required
• Terms 10-23 years fully Amortized

Program IV – Older Homes Built Prior to 6/13/1976

• Pre Hud Fair/Good Credit
• Homes built prior to 6/13/76
• 5% Min. down payment required
• Terms 15-23 years fully Amortized